10 Best Crypto Payment Gateways Of 2025 (Compared & Reviewed)

Top Crypto Payment Gateways

In 2025, crypto payments are becoming a key part of the digital economy, with 75% of merchants expected to accept cryptocurrencies and 60% of Gen Z users preferring to pay with digital assets. The global crypto payment market is projected to exceed $6 billion in the coming years, driven by consumer demand for fast, low-cost, and borderless transactions.

For startups and businesses, this is not just a chance to accept crypto, it’s an opportunity to build their own crypto payment gateways. Industries such as fintech, e-commerce, SaaS, and DeFi are increasingly launching their own payment processors, reducing reliance on third parties and cutting transaction costs. These gateways also open new revenue streams through wallets, APIs, and merchant services.

In this blog, we’ll explore the top crypto payment gateways in 2025, highlighting what makes the leading players unique and why they are inspiring a new wave of entrepreneurs.

Top 10 Crypto Payment Gateways of 2025

Next year, cryptocurrency payment gateways are set to become a widely adopted solution, enabling fast, secure, and global payments. Below is a list of the leading crypto payment gateways, recognized for their innovative features and effective strategies that drive revenue and streamline transactions.

  1. CoinPayments 
  2. NOWpayments
  3. BitPay
  4. Coinbase Commerce
  5. CoinGate
  6. Boconomics
  7. PaymentCloud
  8. Stripe
  9. Shopify Crypto gateway
  10. SpicePay

CoinPayments

CoinPayments is a well-known crypto payment processor that supports over 100 cryptocurrencies. It will continue to be recognized for this service.CoinPayments offers easy tools to accept digital currencies. Also, it has plugins for popular online shopping platforms like WooCommerce and Magento. This makes it simple for merchants to start accepting digital currencies and conducting transactions with minimal effort.

Additionally, some unique features include auto-converting coins into a local currency, a mobile wallet, and vaulting functions, which provide some nice usability for merchants. The flat fee of 0.5% is one of the lowest market rates available, making its offering enticing to price-sensitive businesses.

Unique Features of CoinPayments

  • Accepts 100+ different cryptocurrencies
  • All coin conversions for easy settlements
  • Plugins available for major e-commerce platforms 
  • Vault feature for safe storage of crypto
  • 0.5% low fee for high-volume merchants

Therefor, Startups can recreate CoinPayments by significantly improving crypto acceptance generally, modular integration, and merchant tools focused on the merchant. In addition to that, support for new tokens and adaptable APIs can provide your platform with the pathway to mass adoption.

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NOWPayments

NOWPayments is a non-custodial crypto gateway that supports 300+ cryptocurrencies, including stablecoins and altcoins. It is a platform tailored for businesses that want privacy, flexibility, and control. Also, it has some great features, including mass payouts, recurring billing, real-time conversions, and subscription models. Integration is easy with API’s, widgets, and donation buttons. The fees start at 0.5% and will increase slightly if you enable auto conversion.

Unique Features of NOWPayments

  • Non-Custodial by Default; Custodial Option for Payouts
  • Mass Payouts & Recurring Billing Support
  • Donation Button & Widget Integration
  • Real-Time Auto-Convert & Fiat Equivalent Pricing

Thus, this platform is a great example of developer-first design. Startups can look at what it implemented in its non-custodial design. Additionally, its ability to support a wide variety of crypto options, along with its modular offering, can be applied across multiple industries, including SaaS, gaming, and charities.

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BitPay

BitPay, established in 2011, is a reliable choice for businesses wishing to accept cryptocurrency payments. It offers a secure and regulated way to make these payments. Also, it works in over 38 countries and allows optional payment in regular currency. You can use it with a few types of crypto, including Bitcoin (BTC), Ethereum (ETH), and stablecoins. BitPay offers easy-to-use plugins for online stores, can create custom invoices, and provides a crypto debit card. Along with that, its enterprise features include strong identity verification, compliance with regulations, and tools to prevent fraud.

Unique Features of BitPay

  • Fiat settlement in 38+ countries
  • Open-source plugins supporting eCommerce
  • The BitPay Card (a crypto debit card)
  • Multi-user access and payroll functionality
  • Secure 2-factor authentication and design for compliance first

BitPay illustrates the value of trust in regulation and reliability in enterprise. Likewise, Startups can build trust and credibility with their target market using documented, compliance-ready alternative bitcoin payment options. Also, with fiat off-ramp processes and transparent payment practices, particularly for B2B use cases.

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Coinbase Commerce

Coinbase Commerce enables businesses to accept cryptocurrency payments directly into their own wallets. With the backing of the Coinbase exchange, there is a convenient and trusted-branded environment. Also, the platform is very easy to use, featuring email invoicing, minimal setup, and easy integration with Coinbase in order to convert crypto instantly. It supports BTC, ETH, DAI, USDC, and a few others. 

Unique Features of Coinbase Commerce

  • Direct integration to self-custody wallets
  • Easy to create invoices and track payments
  • Easily convert your crypto to cash using the Coinbase Exchange.
  • Clean User Interface and minimal technical setup 
  • Non-custodial setup with exchange interoperability 

Startups should learn from Coinbase’s simplified onboarding process and ability to leverage their brand. If your startup employs a low-friction approach and simple user flow to reduce friction, you can build trust even without offering the same library of coins.

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CoinGate

CoinGate is a well-known payment processor and cryptocurrency trading platform in the EU, with support for crypto and fiat settlements across 100+ coins. Also, this Platform is an attractive option for online and offline stores because of its POS systems and mobile app that can generate instant invoices. Additionally, it includes everything a store needs to recover refunds and manage multiple users via its merchant dashboard. 

Unique Features of CoinGate

  • Mobile POS apps for payments in-store
  • Crypto to fiat settlements (EUR, USD)
  • Supports refunds and multi-user access
  • Supports payment via the Lightning Network
  • All tracks for European compliance

Therefore, CoinGate is an example of the value that comes from a hybrid payments and trading platform. Startups can replicate CoinGate’s approach to the mobile-first, regional focus on compliance, and traditional finance/crypto integration of a platform.

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Boconomics

Boconomics is a modernized platform that melds analytics with crypto payments. That is, a potent combination for data-driven businesses seeking to understand user behavior and performance while accepting crypto. Also, this platform has not achieved the same level of traction as many of the market players, but it is a highly innovative product.

Unique Features of Boconomics

  • Combining transaction analytics + crypto payments
  • Provides merchant-level business intelligence dashboards
  • Backup custom payment reports and financial performance metrics
  • API access to real-time transactional data
  • Early-stage hybrid product ( analytics + gateway)

Eventually, startups can learn to differentiate by combining payments with analytics. Boconomics is proof that there is room to innovate by offering merchant crypto processing alongside real-time data intelligence and dashboard capabilities.

PaymentCloud

PaymentCloud is a high-risk merchant service provider that also has its own crypto payment solution. Also, it serves industries that traditional processors would deny: CBD, gambling, adult, etc. In addition to that, the onboarding process requires enhanced KYC and legal vetting. PaymentCloud customizes pricing based on risk and volume. 

Unique Features of PaymentCloud

  • Industry-specific in high-risk spaces (CBD, adult, gambling) 
  • Onboarding & custom pricing are risk-based 
  • Job-specific integration with multiple banking partners 
  • Full KYC and chargeback spectrum/broader picture 
  • Underwriting specialists for niche verticals

Eventually, providing a niche focus with high-risk markets can be a profitable entry point as well. Startups can distinguish themselves in underserved markets by creating a compliance-first gateway. While adding risk monitoring as well as different fee tiers per use case.

Stripe

Stripe has embraced crypto capabilities by supporting USDC payments on selected blockchains. It provides crypto payouts, USDC stablecoin settlement, and wallets to platforms that likely already process fiat payments with Stripe. Also, Stripe is known for its developer-friendliness and strong modular APIs while maintaining high reliability and scalability. 

Unique Features of Stripe

  • Support USDC stablecoin on Ethereum & Solana
  • API-first architecture with modular integration
  • Multichain support (selected blockchains)
  • Used by enterprise customers on a scalable infrastructure
  • Fiat + crypto hybrid capabilities on one platform

So, it also very much follows the approach of API-first, plug-and-play modules. Startup beginners should be laser-focused on clean documentation, SDKs, and integrations. That will make it easy for developers to build the custom payment flows they want through a quick checkout experience.

Shopify Crypto Gateway

Shopify provides crypto payments through integrations with third parties like BitPay and Coinbase Commerce. Also, this gives merchants the ability to switch crypto payments on at checkout, and they do not have to change their code, and the experiences for customers are the same. So, therefore, it’s an embedded crypto payment solution, rather than a fully native one.  

Unique Features of Shopify Crypto Gateway

  • Integrated third-party crypto gateways
  • No-code setup for enabling crypto to checkout  
  • Sync with Shopify’s native checkout flow  
  • You can see if crypto payments are available in the dashboard.
  • Ability to have multiple payments for each product.  

Thus, this indicates the strength of crypto-as-a-service (CaaS). With that, startups will begin to do this with embedded crypto checkout inside of platforms, like CMS, marketplaces, etc., with no-code setups.

SpicePay

SpicePay is a streamlined and secure cryptocurrency payment processor that supports small businesses and freelancers. Also, it supports the major cryptocurrencies, BTC, LTC, ETH, and BCH. And Payouts can be made through PayPal, SEPA, and wire transfers. Additionally, SpicePay prides itself on the simplicity of setup and low potential for fraud. It also offers an affiliate program and a small collection of plugins.

Unique Features of SpicePay

  • PayPal, SEPA, and wire transfer payouts.
  • Affiliate program for referral payouts.
  • Quick set up and simple merchant control panel.
  • No chargebacks or hidden fees.
  • Basic crypto wallet functionality

So, Start lean, like SpicePay. That is, Focus on the core functionality, the simplest user interface to understand, and allow for the quickest withdrawals. Also, SpicePay is a good model for any startup that is resource-constrained and needs a defined channel focus.

By understanding their strengths and weaknesses, entrepreneurs can identify real opportunities to create a better, simpler, and more flexible crypto payment gateway. While it is easy to find existing gateways, building your infrastructure can lead to more control, better profit margins, and long-term success.

Now that you know the top players in the crypto payment gateway industry, you might be excited to start your own crypto payment platform. Right? But before you do, you should know…

Why Build Your Own Crypto Payment Gateway Platform?

Using third-party gateways simplifies crypto payments, but creating your own payment gateway offers greater control and revenue potential. Whether you’re a fintech founder, SaaS builder, or Web3 entrepreneur, a self-branded gateway allows you to meet user needs on your terms and monetize every transaction effectively.

Intent, Motivation & Business Model 

Owning your payment gateway means you control the transaction infrastructure, allowing you to offer wallet access, crypto checkout, invoicing tools, and custom features tailored to user needs. 

Monetization through Transaction Fees 

Payment gateways like BitPay (1%) and CoinPayments (0.5%) generate substantial revenue with unique features. You can establish a fee structure, tiered, flat, or dynamic, to earn passive income from transaction fees. 

Full Control of Wallets, Swaps & Payouts 

With your gateway, you have complete control over wallets, token swaps, and withdrawal limits, enhancing user experience and maintaining brand integrity. 

B2B Opportunity – Sell Services to Vendors 

Your gateway can also serve other businesses by offering vendor dashboards, invoicing tools, integrations, or custom APIs, positioning you as a B2B SaaS provider in the crypto payment space. 

Compliance Flexibility 

Owning the system allows you to define compliance measures, including KYC/AML processes, and choose licensing partners, or opt for a non-custodial approach to ease regulatory compliance. 

Niche Target (Gaming, Charities, SaaS) 

Focus on specific sectors like gaming, charities, or SaaS, each with unique payment needs, allowing you to address their requirements directly.

Creating a cryptocurrency payment gateway can become a valuable strategic asset for your business. You gain monetization options, management of the platform, and the ability to service the markets identified with a payment solution that you own.

Are you ready to make your dream of a crypto business a reality? Then it is time to connect with professionals like us.

Build Your Dream Crypto Payment Gateway Platform!

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Connect with Coinsclone – Launch Your Dream Payment Gateway Today!

Coinsclone is a top-notch crypto payment gateway development company in the crypto industry. Our end-to-end, white-label solutions are also customizable to suit your business model. Also, we can help your business launch a payment gateway for retail, SaaS, gaming, and merchants globally. 

In addition to that, Coinsclone helps you create a payment gateway solution. We offer wallet integrations, swap features, admin dashboards, and APIs. Also, our services also include security layers to ensure you meet the Payment Card Industry Security Standards (PCI DSS). You can count on us to help you find a way to build, launch, and scale your payment gateway! 

Contact Coinsclone today to start building the infrastructure that drives the future of digital payments with your business.

Frequently Asked Questions

1. Which crypto payment gateway is best for small businesses or startups?

Startups and small businesses often prefer gateways like NOWPayments, CoinRemitter, and Cryptomus due to easy integration, low transaction fees, and multi-coin support. For businesses seeking a customizable solution, Coinsclone’s white-label crypto payment gateway enables startups to accept crypto payments while creating a branded and scalable payment infrastructure.

2. Which crypto payment gateway has the lowest transaction fees?

Gateways such as NOWPayments, CoinRemitter, and Cryptomus offer some of the lowest transaction fees in the market, often ranging from 0.2% to 1% per transaction. These platforms provide cost-effective solutions for businesses of all sizes.

3. What features make a crypto payment gateway “top” or superior?

A top crypto payment gateway stands out by offering multi-cryptocurrency support, secure wallet custody, fast settlement, and low transaction fees. Advanced features include API integrations for seamless e-commerce and app workflows, automated fiat conversion, and KYC/AML compliance.

4. Can crypto payment gateways simplify international payments for my business?

Yes, crypto payment gateways make cross-border transactions faster, cheaper, and more transparent than traditional banking. Payments in cryptocurrencies bypass intermediaries, reducing delays and high fees. Leading gateways also offer automatic conversion to local currencies, ensuring merchants receive settlements in their preferred fiat.

5. How to integrate a crypto payment gateway into my website or online store?

Integrating a crypto payment gateway is straightforward with modern solutions. Most platforms provide APIs, plugins, or SDKs compatible with popular e-commerce platforms like Shopify, WooCommerce, and Magento. Merchants can enable multi-coin acceptance, automatic fiat conversion, and secure wallet management.